Overview





Dear students,This website introduces Banking studies related all your problems,

the first online preparation.For various banks which includes concept & formulae ,tips
and tricks for Mathematical
aptitude,verbal reasoning,non-verbal reasoning,general knowlege,marketitng,clerical apptitude,data interpretation etc.
Practice tests, Banks past question papers and interview experiences of various banks.You can take the test evaluate
the rank yourselves among the all the students.After taking the test you will be provided with the answers and detail
explanation.






P3

P3 provides you stage-by-stage ,a combo preparation kit for banking exam preparation
starting from basics till tips to hone your soft skills to crack your dream to get job in bank.


           
                 Special Features of P3




  • Course Preparation with formulae and its descriptions
  • Sectional wise practice tests
  • Comprehensive Assessment Test across all the sections
  • Bank Specific tests which includes Bank clericial and Bank P O exam.


BANKING SYSTEM IN INDIA

The Reserve Bank of India (RBI) is India's central bank.Though the banking industry is
currently dominated by public sector banks,numerous private and foreign banks exist.Commercial banking system in India consists
of 272 scheduled banks and four non-scheduled banks as on March 31, 1994. Of the scheduled banks,224 are in the public sector and
these account for about 82.4% of the commercial banking system.
In the public sector banking system, there are 196 Regional Rural Banks(RRBs)
and the rest 28 are regular commercial banks.
RRBs were set up especially to increase the flow of credit to small borrowers
in the rural areas. These banks have specified areas of operations usually
limited to two or three districts.
Among the public sector banks, the State Bank of India is the largest
(as on March 31, 1994) with 8,715 offices, deposits of Rs 892,910 million
and advances of Rs 501,110 million.



The banking system has grown enormously in
the last thirty years.





Points
1969
March 1995
Number of banks
89
282
Number of bank branches 
8262
62264
Population per branch
62697
14000
Deposits (Rs.billion)
46
3758
Per capita deposits (Rs.)
90
4148
Deposits as % of GDP
13
41
Credit/Deposit Ratio (%) 
78
59
Cash/Deposit Ratio (%)
8
8




The 62,264 bank branches are
distributed all over the country, including rural areas.



Indian Banks Abroad

101 branches of 9 Indian commercial banks were operating in foreign countries,
as on March 31, 1994. These branches are spread over a number of countries and
located in major centers like
London, New York, Paris, Tokyo, Singapore and Bahrain.
These branches specialize in various areas of international trade including
financing of foreign trade.